OPTION 1: 0% INTEREST FREE CREDIT - NO DEPOSIT

Our INTEREST FREE CREDIT Option is subject to interest at 0% APR FIXED

If you spend over £500 in a single transaction and choose our "interest free credit" option you simply spread the original cash price over 18 equal monthly instalments at a representative rate of 0% APR (fixed).

Please see the representative example below to see how much INTEREST FREE CREDIT costs

How our credit works

Representative Example

THE INTEREST RATE	0% (FIXED)
CHARGES FOR THE CREDIT	NONE
DEPOSIT/ADVANCE PAYMENT	NIL
CASH PRICE	£810.00
TOTAL AMOUNT OF CREDIT	£810.00
THE LOAN PERIOD	18 Months
AMOUNT OF INTEREST PAYABLE	£0.00
TOTAL AMOUNT PAYABLE	£810.00
MONTHLY PAYMENT	£45.00 per month
REPRESENTATIVE APR	0% APR (FIXED)

 

 

OPTION 2: BUY NOW PAY LATER

Minimum spend £500:

If you choose our BUY NOW PAY LATER option you will pay the cash price + a £29 settlement fee after 12 months.

OR

At the end of the BUY NOW PAY LATER period you can choose to pay the balance with 36 monthly payments at an APR rate of 29.9%(fixed). Please note the £29 settlement fee is not applicable should you choose to pay this way.

How our credit works

Representative Example:

THE INTEREST RATE	29.9% (FIXED)
CHARGES FOR THE CREDIT	£29.00 settlement fee (payable only if you pay the full cash price at any point up to the end of the 12 months deferred period)
DEPOSIT/ADVANCE PAYMENT	NIL
CASH PRICE	£872.00
TOTAL AMOUNT OF CREDIT	£872.00
TOTAL LOAN PERIOD	48 Months
AMOUNT OF INTEREST PAYABLE	£745.12
TOTAL AMOUNT PAYABLE	£1617.12
MONTHLY PAYMENT	£44.92
REPRESENTATIVE APR	29.9% APR (FIXED)

 

 

Finance for Victoria Plumb, Amsterdam Road, Hull, HU7 0XF is provided by Barclays Partner Finance