We have two finance options available at Victoria Plumb: Option 1. 0% Interest free credit, Option 2. Buy now pay later. Finance is subject to a minimum spend of £400.
For more information about these options and how to apply for them, please see below:
OPTION 1: 0% INTEREST FREE CREDIT - NO DEPOSIT
bFlex offers you flexibility and control, allowing you to choose your monthly repayment amount or loan length, meaning you can spread your repayments over 3 - 18 months, to suit your individual needs. What's more, bFlex is interest free.
bFlex is available when you spend between £400 - £1500 in a single transaction. Choose Barclays Finance at the checkout page to select the monthly repayment amount and loan length (3 - 18 months) you prefer.
Please see the representative example below to see how much INTEREST FREE CREDIT costs (example below based on an average product cost).
|ITEM VALUE (CASH PRICE)||£810.00|
|LOAN PERIOD||12 Months|
|RATE OF INTEREST||0%|
|12 MONTHLY PAYMENT||£67.50|
|TOTAL AMOUNT PAYABLE||£810.00|
OPTION 2: BUY NOW PAY LATER
Minimum spend £400:
If you choose our BUY NOW PAY LATER option you will pay the cash price + a £29 settlement fee after 12 months.
At the end of the BUY NOW PAY LATER period you can choose to pay the balance with 36 monthly payments at an APR rate of 29.9%(fixed). Please note the £29 settlement fee is not applicable should you choose to pay this way.
|THE INTEREST RATE||29.9% (FIXED)|
|CHARGES FOR THE CREDIT||£29.00 settlement fee
(payable only if you pay the full cash price at any
point up to the end of the 12 months deferred period)
|TOTAL AMOUNT OF CREDIT||£872.00|
|TOTAL LOAN PERIOD||48 Months|
|AMOUNT OF INTEREST PAYABLE||£745.12|
|TOTAL AMOUNT PAYABLE||£1617.12|
|REPRESENTATIVE APR||29.9% APR (FIXED)|
Credit is provided subject to status.
VICTORIA PLUM LTD, AMSTERDAM ROAD, SUTTON FIELDS INDUSTRIAL ESTATE, HULL, HU7 0XF (COMPANY REGISTERED NUMBER 4177694) act as a credit intermediary for a single lender, Clydesdale Financial Services Limited, trading as Barclays Partner Finance and can only offer you loans provided by them.
Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753 ). Registered in England. Registered No. 2901725. Registered office: 1 Churchill Place, London E14 5HP.
To contact Victoria Plumb please write to us at the above address or email email@example.com
Who can apply for finance?
- Applicant must be 18 years or over at the date of application
- Permanent UK Resident – min 3 years
- In regular, permanent employment working a minimum of 16 hours per week. (Including students)
- Retired from regular employment. Minimum age 50
- Not working through disability
- Armed Forces
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